Affiliate Disclosure
Debt Defense Guide is a free resource. We earn revenue through affiliate partnerships with services we independently review and recommend.
What This Means
Some pages on this site contain links to third-party services. When you click these links and take a qualifying action — such as requesting a free consultation, signing up for a free credit monitoring account, or enrolling in a debt relief program — the service provider may pay us a referral commission. This is at no additional cost to you.
Affiliate Networks We Work With
We participate in affiliate programs through the following networks:
- ShareASale — Debt settlement programs and financial services
- FlexOffers — Credit monitoring, credit repair, and lending services
- CJ Affiliate — Credit bureau services and monitoring
- Direct partnerships — Select debt relief companies with direct affiliate programs
Editorial Independence
Affiliate compensation does not influence our editorial content. All recommendations are based on our independent evaluation. For details on how we vet and select services, see our editorial policy and vetting process.
How to Identify Affiliate Links
Affiliate recommendations on this site are labeled “Independently Vetted” and include a disclosure statement. Every recommendation block links to our editorial policy so you can understand how we selected that service.
Questions
If you have questions about our affiliate relationships or how we select services to recommend, we encourage you to review our full editorial policy for complete details.
Last updated: February 2026.