Debt Validation Letter Generator

Generate a free debt validation letter to send to collectors. Under the Fair Debt Collection Practices Act (FDCPA), you have the right to request proof that you owe a debt.

Before You Start
  • This tool generates a template letter based on your situation
  • You should send the letter via certified mail with return receipt
  • This is not legal advice — consult an attorney for complex situations
  • All information stays in your browser and is never saved or transmitted

Your Information

Collector Information

Debt Details

$

Letter Type

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