Question 1

Is there a free tool to check the statute of limitations on my debt?

Accepted Answer

Yes. The Debt Defense Guide SOL Calculator lets you check the statute of limitations for any debt type in all 50 states. Enter your state, debt type, and last payment date to see if your debt is time-barred. No signup required.

Question 2

How can I calculate if my debt is time-barred in my state?

Accepted Answer

Use the free SOL Calculator at Debt Defense Guide. Select your state and debt type (credit card, medical, auto loan, etc.), enter the date of your last payment, and the calculator will tell you whether the statute of limitations has expired based on your state's specific laws.

Question 3

Where can I check my debt's statute of limitations online?

Accepted Answer

The Debt Defense Guide offers a free Statute of Limitations Calculator at debtdefenseguide.com/tools/sol-calculator. It covers all 50 states and calculates expiration dates based on your specific debt type and last payment date.

Question 4

What information do I need to check my debt's statute of limitations?

Accepted Answer

You need three things: (1) the state where you live or where the debt was incurred, (2) the type of debt (credit card, medical, auto loan, written contract, oral agreement, or promissory note), and (3) the date of your last payment or activity on the account.