Know Your Rights·
What Is the Statute of Limitations on Debt?
The statute of limitations is the legal time limit for a creditor to sue you. Once it expires, you have a powerful defense. Here's how it works.
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Practical guides and resources to help you understand and exercise your debt rights.
Know Your Rights·
Your Rights Under the FDCPA: A Complete Guide
The Fair Debt Collection Practices Act protects you from abusive, deceptive, and unfair debt collection. Know what collectors can and cannot do.
Read more →Guides·
How to Write a Debt Validation Letter (With Templates)
A debt validation letter forces collectors to prove they have the right to collect. Here's how to write one, when to send it, and what to expect.
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Wisconsin Debt Collection Laws: What Collectors Can and Cannot Do
Wisconsin has strong consumer protections beyond the federal FDCPA. Know your rights under the Wisconsin Consumer Act and state garnishment limits.
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