Bankruptcy Screener

This tool compares Chapter 7, Chapter 13, and non-bankruptcy alternatives based on your financial situation. This is not a recommendation — it's a framework to help you understand your options under Wisconsin law.

Important

Bankruptcy is a major legal decision. This tool provides a general framework only. You should consult a bankruptcy attorney before making any decisions. Many offer free initial consultations.

Your Debts

Credit cards, medical bills, personal loans, etc.

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Mortgage balance, car loan balance, etc.

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Monthly Income & Expenses

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$

Asset Values

Enter approximate equity (value minus what you owe).

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WI exemption: $75,000

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WI exemption: $4,000 per vehicle

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WI exemption: $5,000

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Fully exempt under ERISA and Wisconsin law

This tool is for educational purposes only and does not constitute legal advice. Bankruptcy eligibility depends on many factors not captured here. The means test is simplified — a full analysis requires detailed income and expense documentation. Consult a bankruptcy attorney for your specific situation.

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